India’s largest private sector lender HDFC Bank will `nip in the bud’ the transgressions of managers and will build an `inclusive’ organisation that would help it address the attrition, CEO Sashidhar Jagdishan wrote to shareholders. The private lender which has faced a lot of flak over alleged misdemeanour by its managers said that they were cognizant that the experience of working with HDFC Bank can be better on several counts.